Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Podcasting since 2022 • 248 episodes
Federal Employees Retirement & Benefits Podcast by CD Financial
Latest Episodes
Is Delaying Social Security Actually Worth It If You Have a FERS Pension?
Federal employees with a FERS pension have a unique advantage when deciding when to claim Social Security—but choosing the wrong claiming age can significantly affect your lifetime retirement income. Understanding how Social Security timing wor...
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Season 3
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Episode 92
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23:18
First Year Retired? You're Probably Making This Mistake—Pivot
Retirement planning mistakes federal employees make in their first year — from TSP decisions to FEHB coordination and Social Security timing — can cost decades of peace of mind and financial security. Learn the key retirement mistakes and how t...
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Season 4
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Episode 4
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3:59
Roth Conversions: Early vs. Late Retirement Timing
Early retirement Roth conversion timing can significantly reduce lifetime taxes by capturing lower tax brackets before Social Security, Medicare IRMAA, and RMDs push income higher.” Learn when and why timing matters for Roth conversions and tax...
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Season 3
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Episode 91
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20:18
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Federal Employees With $1M TSP Should Listen to This Episode
Federal Employees With $1M TSP Should Watch This — deeper insights on TSP retirement strategy, risk management, and portfolio allocation for federal benefits planning. 👉 Find out how to stress-test your TSP, minimize sequence-of-returns risk, a...
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Season 3
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Episode 3
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5:50
Your $1M TSP Allocation is Probably Wrong | Here's Why—Fiduciary Case Review
As fiduciaries, when we review a $1 million TSP portfolio, our first priority isn’t performance — it’s protecting retirement income from sequence of returns risk, inflation, and unnecessary tax exposure.”👉 Schedule your complimentary re...
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Season 3
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Episode 90
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15:43
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