Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Podcasting since 2022 • 210 episodes
Federal Employees Retirement & Benefits Podcast by CD Financial
Latest Episodes
Play
IRMAA Explained for Retirees: What Triggers Higher Medicare Costs (and How to Plan)
Medicare Part B premium costs can jump because of IRMAA (Income-Related Monthly Adjustment Amount) when your MAGI crosses key thresholds—especially for federal retirees with pensions, Social Security, and RMDs. Learn how timing, Roth conversion...
•
Season 3
•
Episode 73
•
25:48
Play
Pension Delays Are Real, Not a "What If" Anymore. - What Can You Do?
Your pension check hasn’t arrived yet — and it’s been months?That’s not a rare story anymore. Federal retirement delays are real, and it’s time to prepare for them. OPM processing times have stretched far beyond the traditional six to eight...
•
Season 2
•
Episode 89
•
3:14
Play
.png)
Federal Shutdown 2025 + RIF: What It Means for Your Job, Pay, and TSP
Is your federal job at risk? Learn everything about the 2025 government shutdown, Reduction in Force (RIF), furloughs, and how they impact federal employees with expert Ann Vanderol. This urgent breakdown covers what you need to know RIGHT NOW ...
•
Season 3
•
Episode 72
•
23:51
Play
2025 Federal Shutdown: How Furloughs, Layoffs & RIF Impact Federal Staff
How will the 2025 government shutdown impact federal employees, retirees, and those receiving Social Security? In this urgent update, CD Financial unpacks the latest on furloughs, layoffs, and Reduction in Force (RIF)—plus what steps you need t...
•
Season 2
•
4:40
Play
.png)
(ORA) Digital Retirement Processing: Is the OPM System Fast Enough?
Is the new OPM Online Retirement Application (ORA) speeding up federal retirement or causing more delays? In this video, CD Financial explains the digital process, timelines, hidden pitfalls, and speedy tips for federal employees (FERS & CS...
•
Season 3
•
Episode 71
•
26:28