Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Episodes
134 episodes
Mandatory Roth TSP Contributions for Incomes Over 145k in 2025
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Financial security means...
•
Season 2
•
Episode 47
•
2:19
What 2024 Taught Us About The Future
Chapters0:00 – Reflecting on 2024 Achievements0:42 – Ep 1 Building a Stable Financial Foundation1:22 – Ep 2 Quality in ingredients 1:41 – Ep 5 How long do you have to be married to someone Benefits2:10 – Ep 8 Understand...
•
Season 3
•
Episode 32
•
58:17
Federal Employees Face Mandatory Return to Office in 2025
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Now’s the time to realiz...
•
Season 2
•
Episode 45
•
2:15
DOGE Elon Musk and Ramaswamy: FEDS Don't Stress
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callConnect with CD Financial...
•
Season 3
•
Episode 31
•
37:27
What are RMDs? Why RMDs? and How to Tax Plan RMDs
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"If you don’t make a plan...
•
Season 2
•
Episode 44
•
4:53
TSP 401k Max Funding In Depth Look at 2025 Updates
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Retirement planning is n...
•
Season 3
•
Episode 30
•
40:50
I Inherited an IRA, Now What? Tax and Financial Planning
You don’t need to work longer, you just need a better plan.Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
•
Season 2
•
Episode 43
•
6:54
RMDs Required Minimum Distributions – What? Why? How?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Plan for your future now...
•
Season 3
•
Episode 29
•
26:33
Maximizing Your TSP Contributions: What’s New for 2025
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:👉 https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call...
•
Season 2
•
Episode 42
•
5:15
Inherited IRAs: Use Them Wisely - What Spouses Need to Know
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Financial security is no...
•
Season 3
•
Episode 28
•
31:38
The TSP I Fund: An Evolution Worth Noting | 2025 Update
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"The I Fund's evolution i...
•
Season 2
•
Episode 41
•
5:05
FERS Federal Survivor Benefit Elections – What You Need to Know!
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Financial freedom starts...
•
2:15
Purchases Retirees Regret: How to Avoid Costly Mistakes in Retirement
You don’t need to work longer; you just need a better plan.Schedule a consultation to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Retirement is un...
•
Season 2
•
Episode 40
•
2:15
Why Buying Back Military Time can be a GAME CHANGER
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Buying back military tim...
•
Season 3
•
Episode 26
•
31:27
13.5% Premium Hike! What Every Federal Employee Needs to Know This Open Season
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"The most important decis...
•
Season 3
•
Episode 24
•
31:32
Does the idea of retiring scare you? You are not alone.
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call0:00 - Intro0:10 - Wh...
•
Season 2
•
Episode 39
•
3:37
Medicare for Federal Employees & Why it Matters! - With Guest Ann Vanderslice
You don’t need to work longer; you just need a better plan. Schedule a consultation to craft a financial strategy that meets your unique retirement goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"A pea...
•
Season 3
•
Episode 25
•
27:01
Is Your Federal Pension Just Collecting Dust? How to Make the Most of the Extra Income?
You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Turn unused income into ...
•
Season 2
•
Episode 37
•
5:47
Can I Use My Annual and Sick Leave to Extend My Career Towards Retirement?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Fina...
•
Season 2
•
Episode 38
•
5:19
TSP I Fund vs. other Lifecycle Funds: What's the Difference?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Fina...
•
Season 3
•
Episode 23
•
24:37
Will the Presidential Election Hurt My TSP 401K?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Fina...
•
Season 2
•
Episode 36
•
4:56
Presidential Election Results: What It Means for Your TSP 401K
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Faci...
•
Season 3
•
Episode 22
•
35:47
Will $1M Be Enough To Retire Now?
You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Reti...
•
Season 3
•
Episode 35
•
5:01
How Much Does Retirement Really Cost?
Watch the video here: https://youtu.be/H7hxYj7phW0You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdz...
•
Season 3
•
Episode 21
•
27:29