Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Podcasting since 2022 • 246 episodes
Federal Employees Retirement & Benefits Podcast by CD Financial
Latest Episodes
Roth Conversions: Early vs. Late Retirement Timing
Early retirement Roth conversion timing can significantly reduce lifetime taxes by capturing lower tax brackets before Social Security, Medicare IRMAA, and RMDs push income higher.” Learn when and why timing matters for Roth conversions and tax...
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Season 3
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Episode 91
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20:18
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Federal Employees With $1M TSP Should Listen to This Episode
Federal Employees With $1M TSP Should Watch This — deeper insights on TSP retirement strategy, risk management, and portfolio allocation for federal benefits planning. 👉 Find out how to stress-test your TSP, minimize sequence-of-returns risk, a...
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Season 3
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Episode 3
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5:50
Your $1M TSP Allocation is Probably Wrong | Here's Why—Fiduciary Case Review
As fiduciaries, when we review a $1 million TSP portfolio, our first priority isn’t performance — it’s protecting retirement income from sequence of returns risk, inflation, and unnecessary tax exposure.”👉 Schedule your complimentary re...
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Season 3
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Episode 90
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15:43
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3 TSP Mistakes That Could Cost You +$100K in Retirement
I've reviewed thousands of federal employee TSP accounts. And the biggest losses usually don't come from market crashes. They come from withdrawal timing, fund allocation at the wrong life stage, and not understanding your three options when yo...
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Season 4
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Episode 2
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6:09
If You Don't Understand These 5 Pillars, You May Not Ready to Retire
“Federal retirement planning doesn’t need to be a 60-page binder. Most near-retirees only face two or three major decisions that truly determine their long-term income, tax efficiency, and peace of mind.”If you’re a federal employee app...
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Season 3
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Episode 89
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22:27
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