Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.
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Federal Employees Retirement & Benefits Podcast by CD Financial
The Retirement Readiness Checklist | Don't Retire Without This
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Are you truly ready to retire? This episode of the CD Financial Podcast dives into key questions about eligibility and financial management, helping you to understand the path to getting ready for retirement. We discuss essential aspects of retirement planning to ensure your financial planning is robust.
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đź‘‹ WHO AM I?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.
⏱ TIMESTAMPS
0:00 Intro — The Retirement Readiness Checklist (ready, eligible, afford)
1:24 Retirement mindset — how to visualize your day-to-day after work
3:10 Federal retirement eligibility — MRA + years of service basics
5:45 Can you afford to retire? Income sources and expense reality check
8:30 Turning TSP/401(k)/IRA savings into retirement income planning
11:00 Health insurance, FEHB, Medicare, and out-of-pocket costs
12:50 Estimating monthly expenses using net pay, deductions, and allotments
15:20 Part-time work in retirement — when it reduces income pressure
17:30 Lifestyle planning — spending shifts, travel, and staying active
20:00 Wrap-up — build your written retirement income plan and checklist
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.