Federal Employees Retirement & Benefits Podcast by CD Financial

3 Surprising TSP Choices for Retirement!

Charles Dzama Season 2 Episode 93

Unlock the most overlooked Thrift Savings Plan (TSP) strategies for federal retirees! This video covers three powerful—but often missed—TSP retirement options that can increase your financial security. Discover:

The unique benefits and risks of TSP annuitization

Smart TSP withdrawal strategies for lasting retirement income

How to avoid costly mistakes with TSP rollovers

Whether you’re a federal employee or near retirement, you’ll get actionable insights to make confident decisions for your future.

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👋 WHO AM I?
CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.

⏱ TIMESTAMPS
0:00 — Intro
0:07 — Option #1: Annuitize Your TSP (Why Most Don’t)
0:30 — Impact of Adding a Spousal Benefit
2:37 — Life Happens: Why Dynamic Income Matters
3:07 — Option #2: Leave Your Money in the TSP
4:06 — Required Minimum Distributions & Loss of Control
4:29 — Option #3: Roll Your TSP Into an IRA
8:00 — Mistakes to Avoid With Your TSP
8:30 — Key Takeaways & Next Steps

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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